Roof damage is covered under home insurance. It’s a significant part of the home. Home insurance for roof damage depends upon what caused damage. Roof damage is covered under the hazard insurance. It comprises the structure of the house damaged by a covered peril. Roof damage can happen in many ways, but it is not sure that the insurance company can bear all losses. It depends upon the way how it is caused.

Does home insurance cover the wind or hail damage?

A home insurance policy helps you to protect your home’s structure, including roof, from several perils or different ways of damage could happen. Hazard includes protection or security from the fire, wind and hail damage. If your roof need needs repairing after it is damaged by wind or hail, then it will help to cover the cost of repair.

Home insurance cover roof leaks?

It is also a kind of damage to the roof. Home insurance covers the roof leaks, in that case, it happened due to the peril. The roof is damaged by the hail wind or fire and starts leaking then the company covers the loss. Continue reading